Insurance Guides
Plain-language answers to the questions families ask before — and after — they buy. Written and reviewed by a licensed advisor.
Reviewed by Pankaj Bhatia, PFA, CHS · Last updated October 2026
Allianz Super Visa Insurance
Allianz Super Visa coverage explained: eligibility to age 89, pre-existing rules, waiting periods and refunds.
Read guide →Super Visa Insurance Requirements (2026 Checklist)
The IRCC Super Visa insurance rules for 2026: eligible insurers (incl. OSFI-authorized), $100,000 minimum, 1-year validity, instalments. Checklist.
Read guide →Pre-Existing Conditions and Stability Periods, Explained
Can parents with diabetes, blood pressure or heart conditions get Super Visa insurance? How stability periods (90, 180, 365 days) and medical questions work.
Read guide →Super Visa Insurance Monthly Payment Plans
Can you pay Super Visa insurance monthly? Yes — how instalment plans work, setup and cancellation fees, refund rules and which insurers offer them.
Read guide →Super Visa Insurance Refunds and Cancellations
How Super Visa and visitor insurance refunds work if the visa is refused, the trip is cancelled or parents return early — documents needed and fees.
Read guide →Buying Visitor Insurance After Arrival
Already in Canada? You can still buy visitor or Super Visa insurance, but a 48-hour or longer waiting period may apply. What's covered and how to avoid it.
Read guide →How to Extend or Renew Visitor Insurance
Staying longer in Canada? How to extend or renew visitor and Super Visa insurance without a gap, waiting period or surprise exclusions.
Read guide →Health Insurance for New Immigrants and Returning Canadians
Waiting for OHIP or MSP? How provincial waiting periods work for new immigrants and returning Canadians, and how private insurance fills the gap.
Read guide →What to Do in a Medical Emergency (and How to Claim)
What to do if a visitor or Super Visa parent needs medical care in Canada: who to call first, which documents to keep, and how to make an insurance claim.
Read guide →How to Compare Super Visa Insurance Plans
How to compare Super Visa insurance plans properly: pre-existing rules, deductibles, side trips, refunds, monthly fees, waiting periods and claims service.
Read guide →Not sure which plan fits?
Talk it through with a licensed advisor. No pressure, no obligation — just clear answers.